The Score scale on which the financial analysis will be evaluated. Allowed values:
B - Business Scale F - Financial Scale
String
B
riskProfile
The Risk scale on which the financial analysis will be evaluated. Allowed values:
H - High Risk: used when the loan amounts are relatively high and have a long repayment period. A loss in the Credit would seriously affect the company results. Commercial credit with maturity exceeding 36 months. A loss in the Credit would seriously affect the results. Bank credited to more than 36 months. M - Medium Risk: for companies with standard risk. L - Low Risk: used in Credit Provider. Relatively low credit quotas. There is client dependency and/or few alternative suppliers.
String
M
benchmarkFinalWeight
Percentage of EMIS Benchmark Score for the final weight calculation.
Integer
50
trendFinalWeight
Percentage of EMIS Trend Score for the final weight calculation.
Integer
50
toleranceMargin
Percentage of the allowed tolerance margin.
Integer
5
salesGrowth
Percentage of the company sales growth in the final calculation.
Integer
12
operatingProfit
Percentage of the company operating profit vs. sales indicator in the final calculation.
Integer
12
netProfit
Percentage of the company net profit vs sales indicator in the final calculation.
Integer
12
daysReceivables
Percentage of the company days receivables indicator in the final calculation.
Integer
10
daysInventory
Percentage of the company days inventory indicator in the final calculation.
Integer
10
currentRatio
Percentage of the company current balance ratio indicator in the final calculation.
Integer
8
indebtedness
Percentage of the company indebtedness (total assets vs total liabilities) indicator in the final calculation.
Integer
8
indebtednessSales
Percentage of the company total assets vs sales indicator in the final calculation.
Integer
8
cashSales
Percentage of the company cash from sales indicator in the final calculation.
Integer
2
cashProduction
Percentage of the company cash for production indicator in the final calculation.
Integer
2
cashOperations
Percentage of the company cash for operation indicator in the final calculation.
Integer
2
operatingCashGen
Percentage of the company net operation cash generation (NOCG) indicator in the final calculation.
Integer
5
freeCashFlow
Percentage of the company free cash flow indicator in the final calculation.
Integer
3
cashFlowAfterFinEx
Percentage of the company cash flow after financial expenses indicator in the final calculation.
Integer
2
cashFlowAfterFinResult
Percentage of the company cash flow after financial indicator in the final calculation.
Integer
2
reductionDebt
Percentage of the company reduction in debt indicator in the final calculation.
Integer
2
negativeNetIncomeBusinessScale
Indicate whether to include the negative net income (loss) to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
C
negativeOperatingProfitBusinessScale
Indicate whether to include the negative operating profile to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
C
negativeNetWorthBusinessScale
Indicate whether to include the negative net worth to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
E
negativeOperatingCashGenBusinessScale
Indicate whether to include the negative operating cash generation to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
C
negativeCashFlowBusinessScale
Indicate whether to include the negative cash flow to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
C
negativeCashFlowFinCostBusinessScale
Indicate whether to include the negative cash flow after financial costs to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
C
negativeNetIncomeFinancialScale
Indicate whether to include the negative net income (loss) to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
BB
negativeOperatingProfitFinancialScale
Indicate whether to include the negative operating profile to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
BB
negativeNetWorthFinancialScale
Indicate whether to include the negative net worth to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
CC
negativeOperatingCashGenFinancialScale
Indicate whether to include the negative operating cash generation to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
BB
negativeCashFlowFinancialScale
Indicate whether to include the negative cash flow to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.
String
BB
negativeCashFlowFinCostFinancialScale
Indicate whether to include the negative cash flow after financial costs to the financial score or not. If yes, indicate what should be the score for it based on the selected Score Scale.